Sunday, May 29, 2016

Karvy Smart Trader - 30 May 2016

Smart Trader is a weekly product from KARVY, which will help you to take Long/Short Positions based on the swing movement of F&O stocks. The report comprising of 8 stock recommendations will be released before the first trading day of the week. The stock selection will be based upon Technical and Derivative parameters.



Wednesday, May 25, 2016

LIC Jeevan Pragati :

LIC  Jeevan Pragati is a Limited Premium paying Non-Unit-Linked, With Profits Endowment Insurance plan which offers a combination of protection and savings. In this plan there is an automatic increase of risk covered i.e. Basic Sum Assured on every 5 years. The key benefits and eligibility conditions are given below :

Ø  Death Benefit : Higher of 10 times of annualised premium or absolute amount assured to be paid on death i.e. 100% of the Basic Sum Assured during first 5 policy years, 125% of the Basic Sum Assured during 6th to 10th policy years, 150% of the Basic Sum Assured during 11th to 15th  policy years and thereafter 200% of the Basic Sum Assured. This death benefit shall not be less than 105% of all the premiums paid as on date of death.

Ø  Maturity Benefit : Basic Sum Assured, along with vested Simple Reversionary bonuses and Final Additional bonus, if any, shall be payable in lump sum on survival to the end of the policy.

Ø  Optional Benefit : LIC's Accidental Death and Disability Benefit Rider

Rider sum assured cannot exceed the basic sum assured.

Ø  Minimum Basic Sum Assured : ` 1,50,000, Maximum Basic Sum Assured :No Limit

Ø  Policy Term : 12 - 20 years, Premium Paying Term : Same as Policy Term

Ø  Minimum Age at entry : 12 years (completed), Maximum Age at entry 45 years (nearest birthday) Maximum Maturity Age : 65 years (nearest birthday)

Ø  Loan can be availed under the policy

Why one should go for this plan :

Ø  Increase in risk cover with increase in age at no extra premium cost

Ø  Relatively low premium rates than other short premium paying term policies

Ø  Options to avail accidental benefit rider

Ø  Paid premiums on this policy are exempted from income tax under 80C Maturity amount is tax free under 10 (10D)

What goes against :

Ø  Although this plan provides an increasing life cover at no extra cost but if you consider the returns at maturity it is not very high as is the case for all other endowment plans so if you higher returns as well as risk cover you can go for a combination of Term Assurance Plan along with Mutual Fund SIPs. But if you want Insurance and Secured  Low Risk Investment together at an affordable cost then you can go for this plan.
For more details visit http://licindia.in/LIC_Jeevan_pragati_Benefits.html

LIC Jeevan Labh :

LIC  Jeevan Labh is a Limited Premium paying Non-Unit-Linked, With Profits Endowment Insurance plan which offers a combination of protection and savings. The key benefits and eligibility conditions are given below :

Ø  Death Benefit : The higher of 10 times of annualised premium or absolute amount assured to be paid on death i.e. Basic Sum Assured . This death benefit shall not be less than 105% of all the premiums paid as on date of death.

Ø  Maturity Benefit : Basic Sum Assured, along with vested Simple Reversionary bonuses and Final Additional bonus, if any, shall be payable in lump sum on survival to the end of the policy.

Ø  Optional Benefit : The following optional riders are available

i)  LIC's Accidental Death and Disability Benefit Rider

ii) LIC's New Term Assurance Rider(can for additional coverage as Term Assurance )

Rider sum assured cannot exceed the basic sum assured.

Ø  Minimum Basic Sum Assured : ` 2,00,000, Maximum Basic Sum Assured :No Limit

Ø  Policy Term/Premium Paying Term : (16/10), (21/15) (25/16) years

Ø  Minimum Age at entry :[8] years (completed), Maximum Age at entry 59 years (nearest birthday) for Policy Term 16 years, 54 years (nearest birthday) for Policy Term 21 years & 50 years (nearest birthday) for Policy Term 25 years

Ø  Maximum Maturity Age : 75 years (nearest birthday)

Ø  Loan can be availed under the policy


Why one should go for this plan :

Ø  Higher Return due high bonus under this policy

Ø  Premiums need to be paid for less number of years than maturity year so this is an Ideal Plan for planning Child’s Education and Marriage

Ø  Options to avail accidental benefit rider

Ø  To remove the risk of  inadequate insurance coverage, this plan gives the rider of term insurance. By adding this rider, you can increase the death benefit.

Ø  Paid premiums on this policy are exempted from income tax under 80C Maturity amount is tax free under 10 (10D)
What goes against :

Ø  As the premium paying term is less than policy term the premium amount is more than other endowment plans where the premium paying term and policy term are same, for the same Basic Sum Assured value.
For more details visit http://www.licindia.in/Benefits_Jeevan_Labh.html



Sunday, May 22, 2016

ICICI Securities Limited - Research Recommendations May 2016 :


Date
Company Name
Recomm. Price
Target Price
Rating
May 20,2016
134
152
Buy
May 20,2016
157
190
Buy
May 20,2016
359
405
Buy
May 20,2016
5850
5500
Hold
Jan 19, 2016
111
125
Buy
May 20,2016
550
623
Buy
May 20,2016
Majesco
567
750
Buy
May 20,2016
220
242
Hold
May 20,2016
Freight Forward Sector Update
-
-
-
May 20,2016
324
370
Buy
May 20,2016
698
675
Hold
May 19,2016
75
74
Hold
May 19,2016
5818
6966
Buy
May 19,2016
443
500
Buy
May 19,2016
1335
1250
Hold
May 19,2016
Emmbi Industries
105
145
Buy
May 18,2016
531
545
Hold
May 18,2016
740
790
Hold
May 18,2016
279
305
Hold
May 18,2016
277
260
Hold
May 18,2016
725
880
Buy
May 18,2016
Gandhi Special Tubes
262
315
Buy
May 18,2016
2439
2745
Buy
May 18,2016
85
90
Hold
May 17,2016
540
600
Buy
May 17,2016
97
110
Buy
May 17,2016
3320
3760
Buy
May 17,2016
987
1140
Buy
May 17,2016
1187
-
Under Review
May 17,2016
Health Check - Monthly Update
-
-
-
May 17,2016
300
370
Buy
May 17,2016
66
80
Buy
May 16,2016
71
75
Hold
May 16,2016
142
140
Hold
May 16,2016
573
640
Buy
May 16,2016
327
390
Buy
May 16,2016
1215
1170
Hold
May 16,2016
40
43
Hold
May 16,2016
858
1000
Buy
May 13,2016
39
45
Buy
May 13,2016
171
205
Buy
May 13,2016
77
80
Hold
May 13,2016
Inflation
-
-
-
May 13,2016
2974
3480
Buy
May 13,2016
88
91
Hold
May 13,2016
Arrow Greentech
525
-
Unrated
May 13,2016
Equity Model Portfolio
-
-
-
May 13,2016
926
1020
Buy
May 13,2016
158
160
Hold
May 12,2016
741
750
Hold
May 12,2016
341
377
Buy
May 12,2016
UPL Ltd
600
-
Unrated
May 11,2016
980
910
Hold
May 11,2016
418
490
Buy
May 11,2016
1041
1200
Buy
May 10,2016
862
1000
Buy
May 10,2016
480
525
Hold
May 10,2016
129
150
Buy
May 10,2016
200
235
Buy
May 09,2016
405
481
Buy
May 09,2016
133
177
Buy
May 09,2016
20215
22500
Buy
May 09,2016
371
500
Buy
May 09,2016
358
410
Buy
May 09,2016
310
325
Hold
May 06,2016
Saregama India
315
-
Unrated
May 06,2016
262
310
Buy
May 06,2016
2870
2880
Hold
May 06,2016
414
460
Buy
May 06,2016
Cyient Ltd
470
480
Hold
May 05,2016
390
420
Hold
May 05,2016
1175
1370
Buy
May 05,2016
115
135
Buy
May 05,2016
CCL Products
215
265
Buy
May 05,2016



May 04,2016
Monthly Corporate Action Tracker
-
-
-
May 03,2016
1100
1370
Buy
May 03,2016
220-227
-
Subscribe
May 03,2016
277
340
Buy
May 03,2016
EPC Industrie
150
200
Buy
May 03,2016
47
45
Hold
May 02,2016
IDFC Bank
48
49
Hold
May 02,2016
44
44
Hold
May 02,2016
260
285
Buy
May 02,2016
118
130
Buy
May 02,2016
263
300
Buy
May 02,2016
185
198
Hold
May 02,2016
1543
1780
Buy