Smart Trader is a weekly product from KARVY, which will help you to take Long/Short Positions based on the swing movement of F&O stocks. The report comprising of 8 stock recommendations will be released before the first trading day of the week. The stock selection will be based upon Technical and Derivative parameters.
Sunday, May 29, 2016
Thursday, May 26, 2016
Wednesday, May 25, 2016
LIC Jeevan Pragati :
LIC Jeevan Pragati is a Limited Premium
paying Non-Unit-Linked, With Profits Endowment Insurance plan which offers a
combination of protection and savings. In this plan there is an automatic
increase of risk covered i.e. Basic Sum Assured on every 5 years. The key
benefits and eligibility conditions are given below :
What goes against :
Ø Death Benefit : Higher of 10 times of annualised premium
or absolute amount assured to be paid on death i.e. 100% of the Basic Sum
Assured during first 5 policy years, 125% of the Basic Sum Assured
during 6th to 10th policy years, 150% of the Basic Sum
Assured during 11th to 15th policy years and thereafter 200% of the Basic
Sum Assured. This death benefit shall
not be less than 105% of all the premiums paid as on date of death.
Ø Maturity Benefit : Basic Sum Assured, along with vested
Simple Reversionary bonuses and Final Additional bonus, if any, shall be
payable in lump sum on survival to the end of the policy.
Ø Optional
Benefit : LIC's Accidental Death and
Disability Benefit Rider
Rider sum assured cannot exceed the basic sum assured.
Ø Minimum Basic Sum Assured : ` 1,50,000, Maximum Basic Sum Assured :No Limit
Ø Policy Term : 12 - 20 years, Premium Paying Term : Same
as Policy Term
Ø Minimum Age at entry : 12 years (completed), Maximum Age
at entry 45 years (nearest birthday) Maximum Maturity Age : 65 years (nearest
birthday)
Ø Loan
can be availed under the policy
Why one should go for this plan :
Ø Increase in risk
cover with increase in age at no extra premium cost
Ø Relatively low
premium rates than other short premium paying term policies
Ø Options to avail
accidental benefit rider
Ø Paid premiums on this
policy are exempted from income tax under 80C Maturity amount is tax free under
10 (10D)
What goes against :
Ø Although this plan provides an increasing life cover at
no extra cost but if you consider the returns at maturity it is not very high
as is the case for all other endowment plans so if you higher returns as well
as risk cover you can go for a combination of Term Assurance Plan along with
Mutual Fund SIPs. But if you want Insurance and Secured Low Risk Investment together at an affordable
cost then you can go for this plan.
For
more details visit http://licindia.in/LIC_Jeevan_pragati_Benefits.htmlLIC Jeevan Labh :
LIC Jeevan Labh is a Limited Premium
paying Non-Unit-Linked, With Profits Endowment Insurance plan which offers a
combination of protection and savings. The key benefits and eligibility
conditions are given below :
Ø Death Benefit : The higher of 10 times of annualised
premium or absolute amount assured to be paid on death i.e. Basic Sum Assured . This death benefit shall not be less than
105% of all the premiums paid as on date of death.
Ø Maturity Benefit : Basic Sum Assured, along with vested
Simple Reversionary bonuses and Final Additional bonus, if any, shall be
payable in lump sum on survival to the end of the policy.
Ø Optional
Benefit : The following optional riders are available
i) LIC's Accidental Death and Disability Benefit
Rider
ii) LIC's New Term Assurance Rider(can
for additional coverage as Term Assurance )
Rider sum assured cannot exceed the basic sum assured.
Ø Minimum Basic Sum Assured : ` 2,00,000, Maximum Basic Sum Assured :No Limit
Ø Policy Term/Premium Paying Term : (16/10), (21/15) (25/16)
years
Ø Minimum Age at entry :[8] years (completed), Maximum Age
at entry 59 years (nearest birthday) for Policy Term 16 years, 54 years
(nearest birthday) for Policy Term 21 years & 50 years (nearest birthday)
for Policy Term 25 years
Ø Maximum Maturity Age : 75 years (nearest birthday)
Ø Loan
can be availed under the policy
Why one should go for this plan :
Ø Higher Return due
high bonus under this policy
Ø Premiums need to be
paid for less number of years than maturity year so this is an Ideal Plan for
planning Child’s Education and Marriage
Ø Options to avail
accidental benefit rider
Ø To remove the risk of inadequate insurance coverage, this plan gives
the rider of term insurance. By adding this rider, you can increase the death
benefit.
Ø Paid premiums on this
policy are exempted from income tax under 80C Maturity amount is tax free under
10 (10D)
What
goes against :
Ø As the premium paying term is less than policy term the
premium amount is more than other endowment plans where the premium paying term
and policy term are same, for the same Basic Sum Assured value.
For
more details visit http://www.licindia.in/Benefits_Jeevan_Labh.htmlSunday, May 22, 2016
ICICI Securities Limited - Research Recommendations May 2016 :
Date
|
Company Name
|
Recomm. Price
|
Target Price
|
Rating
|
May
20,2016
|
134
|
152
|
Buy
|
|
May
20,2016
|
157
|
190
|
Buy
|
|
May
20,2016
|
359
|
405
|
Buy
|
|
May
20,2016
|
5850
|
5500
|
Hold
|
|
Jan 19,
2016
|
111
|
125
|
Buy
|
|
May
20,2016
|
550
|
623
|
Buy
|
|
May
20,2016
|
Majesco
|
567
|
750
|
Buy
|
May
20,2016
|
220
|
242
|
Hold
|
|
May
20,2016
|
Freight Forward Sector Update
|
-
|
-
|
-
|
May
20,2016
|
324
|
370
|
Buy
|
|
May
20,2016
|
698
|
675
|
Hold
|
|
May
19,2016
|
75
|
74
|
Hold
|
|
May
19,2016
|
5818
|
6966
|
Buy
|
|
May
19,2016
|
443
|
500
|
Buy
|
|
May
19,2016
|
1335
|
1250
|
Hold
|
|
May
19,2016
|
Emmbi Industries
|
105
|
145
|
Buy
|
May
18,2016
|
531
|
545
|
Hold
|
|
May
18,2016
|
740
|
790
|
Hold
|
|
May
18,2016
|
279
|
305
|
Hold
|
|
May
18,2016
|
277
|
260
|
Hold
|
|
May
18,2016
|
725
|
880
|
Buy
|
|
May
18,2016
|
Gandhi Special Tubes
|
262
|
315
|
Buy
|
May
18,2016
|
2439
|
2745
|
Buy
|
|
May
18,2016
|
85
|
90
|
Hold
|
|
May
17,2016
|
540
|
600
|
Buy
|
|
May
17,2016
|
97
|
110
|
Buy
|
|
May
17,2016
|
3320
|
3760
|
Buy
|
|
May
17,2016
|
987
|
1140
|
Buy
|
|
May
17,2016
|
1187
|
-
|
Under Review
|
|
May
17,2016
|
Health Check - Monthly Update
|
-
|
-
|
-
|
May
17,2016
|
300
|
370
|
Buy
|
|
May
17,2016
|
66
|
80
|
Buy
|
|
May
16,2016
|
71
|
75
|
Hold
|
|
May
16,2016
|
142
|
140
|
Hold
|
|
May
16,2016
|
573
|
640
|
Buy
|
|
May
16,2016
|
327
|
390
|
Buy
|
|
May
16,2016
|
1215
|
1170
|
Hold
|
|
May
16,2016
|
40
|
43
|
Hold
|
|
May
16,2016
|
858
|
1000
|
Buy
|
|
May
13,2016
|
39
|
45
|
Buy
|
|
May
13,2016
|
171
|
205
|
Buy
|
|
May
13,2016
|
77
|
80
|
Hold
|
|
May
13,2016
|
Inflation
|
-
|
-
|
-
|
May
13,2016
|
2974
|
3480
|
Buy
|
|
May
13,2016
|
88
|
91
|
Hold
|
|
May
13,2016
|
Arrow Greentech
|
525
|
-
|
Unrated
|
May
13,2016
|
Equity Model Portfolio
|
-
|
-
|
-
|
May
13,2016
|
926
|
1020
|
Buy
|
|
May
13,2016
|
158
|
160
|
Hold
|
|
May
12,2016
|
741
|
750
|
Hold
|
|
May
12,2016
|
341
|
377
|
Buy
|
|
May 12,2016
|
UPL Ltd
|
600
|
-
|
Unrated
|
May
11,2016
|
980
|
910
|
Hold
|
|
May
11,2016
|
418
|
490
|
Buy
|
|
May
11,2016
|
1041
|
1200
|
Buy
|
|
May
10,2016
|
862
|
1000
|
Buy
|
|
May
10,2016
|
480
|
525
|
Hold
|
|
May
10,2016
|
129
|
150
|
Buy
|
|
May
10,2016
|
200
|
235
|
Buy
|
|
May
09,2016
|
405
|
481
|
Buy
|
|
May
09,2016
|
133
|
177
|
Buy
|
|
May
09,2016
|
20215
|
22500
|
Buy
|
|
May
09,2016
|
371
|
500
|
Buy
|
|
May
09,2016
|
358
|
410
|
Buy
|
|
May
09,2016
|
310
|
325
|
Hold
|
|
May
06,2016
|
Saregama India
|
315
|
-
|
Unrated
|
May
06,2016
|
262
|
310
|
Buy
|
|
May
06,2016
|
2870
|
2880
|
Hold
|
|
May
06,2016
|
414
|
460
|
Buy
|
|
May
06,2016
|
Cyient
Ltd
|
470
|
480
|
Hold
|
May
05,2016
|
390
|
420
|
Hold
|
|
May
05,2016
|
1175
|
1370
|
Buy
|
|
May
05,2016
|
115
|
135
|
Buy
|
|
May
05,2016
|
CCL Products
|
215
|
265
|
Buy
|
May
05,2016
|
|
|
|
|
May
04,2016
|
Monthly Corporate Action Tracker
|
-
|
-
|
-
|
May
03,2016
|
1100
|
1370
|
Buy
|
|
May
03,2016
|
220-227
|
-
|
Subscribe
|
|
May
03,2016
|
277
|
340
|
Buy
|
|
May
03,2016
|
EPC Industrie
|
150
|
200
|
Buy
|
May
03,2016
|
47
|
45
|
Hold
|
|
May
02,2016
|
IDFC Bank
|
48
|
49
|
Hold
|
May
02,2016
|
44
|
44
|
Hold
|
|
May
02,2016
|
260
|
285
|
Buy
|
|
May
02,2016
|
118
|
130
|
Buy
|
|
May
02,2016
|
263
|
300
|
Buy
|
|
May
02,2016
|
185
|
198
|
Hold
|
|
May
02,2016
|
1543
|
1780
|
Buy
|